Can You Lease a Car With Bad Credit?

Bad credit can happen to the best of us because life isn’t always predictable. However, that doesn’t mean that you’re out of luck when looking for that next daily driver in Henrico. You will find that even though good credit is helpful for leasing a new vehicle, the answer to “can you lease a car with bad credit?” is nowhere close to a flat no. Rick Hendrick Chevrolet Buick GMC Richmond is here to give you all the details on leasing a new car with bad credit.

Lowering Your Lease Payment With Bad Credit

If you’ve got bad credit, don’t despair. The answer to “can I lease a car with bad credit?” is a firm, emphatic yes. However, there’s a slightly more difficult process when it comes to getting lower lease payments in Glen Allen when you have bad credit. Here are a few of our hottest tips:

  • Check your credit score officially before you come into our finance center. This means getting an official credit check from your bank or the credit reporting bureaus. This will give you the best possible picture of your financial status.
  • Check your budget to figure out what your best bet is in terms of monthly payments. This is also a good time to look at leasing offers to broaden your horizons.
  • Go for a larger down payment because that will reduce your monthly payments down the line. This can also secure you better lease terms.
  • Prove your income with several months of pay stubs. This will put you in a stronger position as you start to negotiate the terms of your lease.

Is it Easier to Lease a Car With Bad Credit?

Many drivers don’t just want to know “can I lease a car with bad credit?”, but also, “is it easier to lease a car with bad credit?” the answer is generally yes. When comparing buying and leasing for bad credit car shoppers, it will generally be easier and more seamless to lease a new car with bad credit. Additionally, you can always buy out your lease at a later date. However, every situation is different and you should check with your dealer to investigate all your options.

You Can Lease a New Car With Bad Credit at Rick Hendrick Chevrolet Buick GMC Richmond

Navigating your car-buying options can be a big headache for Goochland shoppers, but not at Rick Hendrick Chevrolet Buick GMC Richmond! We have a dedicated finance team comprised of passionate, understanding individuals who can help you lock down a lease plan you feel great about, no matter your credit score. Apply online for pre-approval with us today, then contact us if you have any lingering questions about your options when looking to lease a new car with bad credit.

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Hendrick Vehicle Disclaimer:
$899 Dealer Processing Fee not included in advertised price.

All prices exclude all taxes, tag, title, registration fees, government fees and electronic filing fee. Out of state buyers are responsible for all taxes and government fees and title/registration fees in the state where the vehicle will be registered. All prices include all manufacturer to dealer incentives, which the dealer retains unless otherwise specifically provided. Dealer not responsible for errors and omissions; all offers subject to change without notice; please confirm listings with dealer.

All vehicles may not be physically located at this dealership but may be available for delivery through this location. Transportation charges may apply. Please contact the dealership for more specific information. All vehicles are subject to prior sale.

Additional Disclaimers:


Well-qualified customers who purchase a new, used, or certified pre-owned vehicle, 4 model years or newer with less than 60K miles between June 1, 2025, and July 31, 2025, and finance through a participating dealer and lender have the option to defer monthly payments for 90 days from contract date. Finance charges begin to accrue on the date you sign the Retail Installment Sale Contract at the Annual Percentage Rate (APR) disclosed in the contract. May not be combined with other preferred lender financing offers. 72 months maximum term limit. Equal monthly payments only. Not available to Pennsylvania residents; see your dealer for details. Must take retail delivery by July 31, 2025. See dealer for complete down payment options and details.

*Length of contract limited. Some customers may not qualify. Not available with lease and some other offers. Take new retail delivery by 6/30/25. **MUST BE A CURRENT OWNER OF A 2011 MODEL YEAR OR NEWER NON-GM VEHICLE OR A CURRENT LESSEE OF A 2020 MODEL YEAR OR NEWER NON-GM VEHICLE FOR AT LEAST 30 DAYS PRIOR TO NEW VEHICLE SALE. Not available with lease and some other offers. Take new retail delivery by 6/30/25. ***Deferred monthly payments for 90 days. Excludes residents of PA. Must finance with GM Financial. Some customers may not qualify. Down payment required at signing, if applicable. Finance charges accrue from date of financing. Not available with lease and some other offers. Take new retail delivery by 6/30/25.

*Length of contract limited. Some customers may not qualify. Not available with lease and some other offers. Take new retail delivery by 6/30/25.

*Monthly payment is $16.67 for every $1,000 you finance. Average example down payment is 13.1%. Some customers may not qualify. Not available with lease and some other offers. Take new retail delivery by 6/30/25.

*2.9% APR for 36 months for well-qualified buyers when financed w/GM Financial. Monthly payment is $29.04 for every $1000 you finance. Average down payment is 20.83%. Some customers will not qualify. Take new retail delivery by 06-30-2025. **Based on an MSRP of $63,391. Must trade in a 2011 model year or newer vehicle. Not available with special financing, lease and some other offers. Take new retail delivery by 6/30/2025.

*1.9% APR for 36 months. Finance charges accrue from date of financing. Deferred monthly payments for 90 days. Monthly payment is $28.60 for every $1,000 you finance. Example down payment: 18.9%. Must finance with GM Financial. Not available in PA. Some customers may not qualify. Not available with lease and some other offers. Take new retail delivery 6/30/2025.

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Rick Hendrick Chevrolet Buick GMC Richmond 37.6588, -77.6309.